Peaks and Valleys Perinatal Counseling
Fees & Insurance
Investing in therapy is a financial commitment, and being fully informed about the costs can help you make the best decision for your care. It's okay to ask questions and to shop around for a therapist who is a good fit for your emotional needs and your budget.
How much does it cost for an initial consultation?
Your initial 15-20 minute phone consult with me is free. At that time we can discuss your specific concerns and address any accommodations needed to schedule your first visit.
What are the rates for a therapy session?
Individual therapy sessions are $150 per 50-minute session. The initial intake appointment is 80 minutes in length and is $200.
Does PVPC accept insurance?
Yes, PVPC is now in-network with Blue Cross Blue Shield of Illinois (PPO). During the intake process we can verify your benefits so you are aware of the full costs of services in advance.
What if you don't take my insurance?
Some clients pay the full fee out-of-pocket, while others use funds from a Health Savings Account or Flex Spending Account to help offset the cost of therapy.
Many insurance plans allow for out-of-network provider benefits, and will reimburse you for a portion of your bill. In that case, just ask for a Super Bill which you can submit to your insurance company after payment for services is received.
If needed, PVPC can also offer referrals to other clinicians or agencies who can work with your insurance or budget.
Good Faith Estimate
If you opt to pay the full fee, you have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service. If you receive a bill that is at least $400 more than the Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises